Understand your money. Borrow with clarity.Free tools. A clearer picture.
FREE MONEY TOOLS · ZAR

Budget planner

Give your income, expenses and goals a clear picture.

No sign-in. No credit check. Your inputs stay in this browser unless you choose to save a file.

Your monthly picture

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What if things change?

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Remainder after proposed instalment
R4,000.00

Living costs: ZAR 9000.00. Debt payments: ZAR 1000.00. Proposed payment: ZAR 1000.00

Living costsDebt paymentsProposed payment
Adjusted incomeR15,000.00
Living costsR9,000.00
Current debt paymentsR1,000.00
Budget remainderR5,000.00
Leave room for irregular costs and emergencies. A surplus does not establish a safe borrowing amount. This is a budgeting aid, not a lending decision.